Top 9 Cheapest Places to Live in Hawaii (2023)

Hawaii’s breathtaking beaches, laid-back lifestyle, and mouthwatering cuisine have piqued the interest of many looking to relocate. If you’re searching for an affordable Hawaiian town or city to settle down in, this roundup of the nine most budget-friendly places to live in Hawaii is the perfect starting point.

Cheapest Places to Live in Hawaii

Pahoa

Pahoa, situated on the Big Island, is recognized as the most economical place to reside in Hawaii. This city is renowned for its unconventional outlook and diverse style. The primary downtown area is adorned with local eateries and stores, boasting a raised wooden sidewalk as its primary attraction. This region is considered the “hippie capital” of the Big Island and appeals to those with a free-spirited and bohemian lifestyle. If you are interested in rural living, Pahoa is an excellent choice. The average home price in this area is around $314k, making it an ideal option for individuals seeking a cost-effective lifestyle in Hawaii.

Pahala

Pahala, located on the Big Island, is Hawaii’s second most affordable place to live. This city sits on a plateau about 900 feet above sea level and boasts stunning ocean and mountain views that will take your breath away. Pahala is home to several local shops and restaurants, making it a bustling hub of activity. Once a thriving sugar cane plantation, Pahala is now known as an agricultural epicentre for macadamia nuts and coffee beans. The average cost of a home in this area is $319k, making it an affordable option for those looking to live on the Hawaiian coast.

Kurtistown

Kurtistown is worth considering if you’re looking for an affordable place to settle down on the Big Island. This small city boasts a rural atmosphere and is renowned for its agricultural produce, particularly its bananas. It’s also conveniently located just a few minutes from some of the island’s top attractions, including the Kilauea Caves of Fire. With an average home price of approximately $405k, Kurtistown offers a budget-friendly option for retirees and those seeking a laid-back lifestyle.

Kaunakakai

Kaunakakai, situated in the heart of Moloka’i, is known for its affordability and lively city centre. The city boasts the most significant port and longest pier on the island, making it a central hub for transportation. The downtown area offers an array of local amenities, such as quaint boutiques, cafes, eateries, and museums, catering to the needs of the residents. Moreover, Halawa Bay Beach is just a short distance away, providing easy access to seaside bars and waterfront activities. With an average home price of around $444k, Kaunakakai remains an economical option for those looking to settle in Hawaii.

Keaau

Keaau, one of Hawaii’s cheapest cities, boasts approximately 60,000 acres of land. Formerly called Ola’a, Keaau sits on the western side of the Big Island and is a perfect location for people who commute to Hilo. The city is surrounded by Ohio forest and is famous for its black-sand beaches and botanical gardens. The Pacific Floral Exchange and the Hi’iaka Healing Herb Garden are other exciting spots in Keaau. The average home price in this area is around $488k, making it an excellent and affordable addition to Hawaii’s cheapest cities.

Hilo

Hilo, previously a thriving farming and fishing community, has become one of Hawaii’s most affordable places to live. Situated near the western shore of the Big Island, Hilo is surrounded by stunning rainforests, beautiful waterfalls, and the famous Volcanoes National Park. Unlike other tourist-heavy parts of the Big Island, Hilo offers a more peaceful and less crowded island experience, making it the perfect location for those who want to enjoy the true essence of Hawaii. Despite its serene vibe, Hilo’s downtown area is still bustling with numerous museums, art galleries, shops, and restaurants, providing residents with ample local entertainment options. With home values averaging around $543k, Hilo is a hidden Hawaiian gem offering affordable living.

Oahu

If you are looking for an affordable place to live in Oahu, look no further than Waianae. This charming town is located on the island’s eastern coast and boasts many outdoor activities and genuine local cuisine. Visitors can explore the stunning Waianae Mountain Range, savour delicious organic fare at Kahumana Organic Farms & Cafe, and relax at the picturesque Pokai Bay Beach Park. Despite its many attractions, tourists often overlook Waianae, which helps keep local home values affordable. The average sale price for a home in this area is approximately $644k, making Waianae the cheapest place to live in Oahu.

Kahuku

Kahuku, situated along Oahu’s northern tip, is a charming small island and one of the most affordable places to live in Hawaii. It sits between Laie and Turtle Bay, making it a perfect location for those who want to enjoy all Oahu offers. The island offers an array of fun and family-friendly activities, including beaches, hiking trails, fishing waters, art galleries, and more. With an average home price of around $839k, Kahuku offers an affordable and secluded island lifestyle.

Honolulu

Located on Oahu’s southern coast, Honolulu is one of Hawaii’s most beloved tourist hotspots, and it also happens to be one of the cheapest cities in the state. With attractions like Pearl Harbor, Waikiki Beach, Diamond Head, and Waimea Waterfall close by, it’s no surprise that many visitors flock to this tropical paradise. The city boasts a lush natural landscape and a tropical climate, adding charm and beauty. Despite its reputation for high-end living, Honolulu offers affordable options with average home values of $852k, making it an excellent choice for those looking for luxurious island living on a budget.

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