Top 10 Benefits of Having a Scheels Credit Card
It’s a well-known fact that sporting goods come with a hefty price tag. Whether you’re in search of sports equipment or apparel, you can expect to pay a premium for high-quality items. While credit cards can help ease the burden, using a credit card from a sporting goods store like Scheels can provide even greater benefits. As a Scheels credit card holder, you can take advantage of ten exclusive perks that make shopping at the store even more rewarding.
1. Rewards system
The Scheels rewards card is an excellent option for shoppers. You can earn 3 points for every $1 spent at Scheels, and 1 point for each $1 spent elsewhere. What’s more, the rewards apply to purchases made beyond Scheels, which is a fantastic feature. As you continue to accumulate points, you can redeem them for a $25 gift card for every 2,500 points earned.
2. Bonus points
Once you have made your initial purchase outside of Scheels, your account will receive a generous boost of 1,500 bonus points. This is a significant amount of points that you will receive regardless of the amount you spend. Moreover, you only need an additional 1,000 points to qualify for redeeming your gift card.
3. No annual fee
If you carry the Scheels credit card in your wallet, you can rest assured that you won’t have to worry about any annual fees. Unlike many other store credit cards that charge such fees, the Scheels credit card lets you use all of your available credit towards your purchases instead of wasting it on unnecessary fees. So say goodbye to the hassle of annual fees and enjoy the benefits of the Scheels credit card.
4. Cash advance
If you’re in a tight spot and need cash, your Scheels credit card may be able to help. While most store credit cards don’t allow cash advances, Scheels does. Keep in mind that the fee for a cash advance is 5% or $15 minimum, so it may not be the most cost-effective option. However, in desperate situations, it’s good to know that your credit card can offer a way out.
5. Intro APR
At Scheels, you can take advantage of a fantastic offer: a zero percent purchase intro APR for the first seven billing cycles. This translates to no interest accumulation for the first seven months of your purchase. However, it’s important to note that after this period, you will be responsible for all interest charges. To avoid any fees, it’s essential to pay off your purchase in full within the introductory period.
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6. Balance transfer
Not only is the Scheels credit card a rewards card that provides cash advances, but it also serves as a balance transfer card. This means that you can transfer your credit card balances to this card, consolidating them into one payment and simplifying the process of paying off your debts.
7. Special financing
As a credit card holder with Scheels, you have the opportunity to take advantage of special financing options. By making a single purchase of $500 or more, you can enjoy 6 months of low interest rates. Although the current rate starts at 19.99%, it is possible to secure an even lower rate. To maximize your savings, consider timing your big purchase during a period of extremely low interest rates.
8. Credit requirement
Having a Scheels credit card does not require excellent credit. In fact, a good credit score is usually enough for most applicants to get approved. However, there have been cases where individuals with average credit scores have been approved as well. It appears that timing plays a role in the approval process, and if you are currently working on improving your credit, your chances of approval may be higher.
9. Quick decision
Getting a Scheels credit card is a breeze. All you need to do is head online to apply. The best part? You’ll know within moments of submitting your application whether or not you’re approved. No more waiting around for an answer. It’s that easy!
10. Visa benefits
Owning a Visa card like Scheels has numerous benefits that you can take advantage of. Apart from being accepted globally, you can also experience top-notch customer service as a cardholder. Additionally, travel, emergency, and auto rental assistance are some of the typical benefits you can enjoy. However, it’s advisable to verify with Scheels if these benefits are applicable to you before relying on them.
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