List of Top 10 Cheapest Places to Live in Florida in 2023
Moving to Florida can be a daunting task, especially considering the state’s massive size. While many people tend to gravitate towards expensive cities like Orlando and Boca Raton, there are plenty of more affordable options that offer the same level of safety and amenities. If you’re looking to relocate to Florida, then you’ll be happy to know that there are ten cities that stand out as the cheapest places to live in the state. Keep reading to find out which ones made the list.
10 Cheapest Places to Live in Florida
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- Bartow
- Dade City
- Homosassa Springs
- Jacksonville
- Gainesville
- Edgewater
- Dunedin
- Kissimmee
- Melbourne
- Cape Coral
1. Bartow
Bartow, located in central Florida, within a fifty-mile distance of Orlando and Tampa, is considered the most affordable place to live in Florida. The median cost of a home in Bartow is around $255,000, and a one-bedroom apartment costs approximately $1,050, which is significantly lower than the national and Florida average.
Bartow is a place where the majority of people own their homes, and the job market is thriving due to its proximity to larger cities. The location of Bartow in Polk County is peaceful and convenient. Commuting to work outside of Bartow is easy, making it an ideal place to reside.
Bartow offers a plethora of exciting activities and sights to behold. The city boasts numerous historical locations, adorned with stunning architecture that will leave you in awe. In addition, Bartow is in close proximity to state parks, themed attractions, and museums, making it an ideal destination for a fun-filled day with the family. The city is renowned for providing its residents with a high standard of living, ensuring a comfortable and enjoyable experience for all.
2. Dade City
Dade City comes as the second most budget-friendly location to reside in Florida. With a median cost of around $265,000, which is below the state and national average, you can comfortably settle down in this city without breaking the bank. For a one-bedroom apartment, you would only have to pay approximately $1,150, making it a remarkably cost-effective option. Additionally, Dade City is a secure place to call home, making it an ideal location for budget-conscious individuals seeking peace of mind.
Located just 45 minutes north of Tampa, Dade City is a bustling hub of employment opportunities. In addition, the city benefits from its proximity to several large universities, providing access to a wide range of careers and further education options.
Dade City offers a plethora of activities to keep you engaged. You can easily commute to Orlando for work or leisure. The area boasts numerous national parks and trails for outdoor enthusiasts. In addition, Dade City is home to several museums and dining options for those looking to expand their horizons.
3. Homosassa Springs
Located just north of Tampa Bay, Homosassa Springs offers a rural setting for those seeking a little solitude in their lives. Despite its secluded location, it remains an excellent and affordable place to live.
Homosassa Springs offers a median home cost of approximately $269,000, providing an affordable option for those in the market for a new place to call home. Additionally, one-bedroom apartments average around $1,075, which is considerably lower than the national average. This makes Homosassa Springs an attractive option for those looking to save money without sacrificing comfort and convenience.
Homosassa Springs is considered a top affordable place to live in Florida due to its peaceful atmosphere and close proximity to neighboring towns.
Homosassa Springs offers a plethora of entertaining activities. Visitors can indulge in snorkeling with magnificent manatees or take a trip to Weeki Wachee Springs State Park to witness the renowned mermaid show. It’s a prime tourist destination that never fails to impress.
4. Jacksonville
If you’re looking for an affordable place to live in Florida, Jacksonville is your best bet. Not only is it the largest city in Florida, but it’s also one of the most spacious cities in the United States. Situated at the northernmost point of the state, near the Florida-Georgia border, Jacksonville stands out as a cost-effective option for those seeking the Florida lifestyle without breaking the bank.
In Jacksonville, the median cost of a home is approximately $295,000, which is below the national average. For an average person, a one-bedroom apartment costs around $1,100. Compared to other cities in the United States, prices in Jacksonville are relatively lower. With a budget of around $1,950 per month, you can enjoy a comfortable lifestyle here, which makes Jacksonville the most affordable city in Florida.
Finding a job in Jacksonville is a breeze, thanks to its low unemployment rate and a plethora of housing options to choose from. If you need to travel for work, the city’s proximity to other major urban centers makes commuting a hassle-free experience. Additionally, Jacksonville boasts one of the largest total areas of any city in the United States.
Jacksonville offers a variety of options to relax and have fun, whether on the beach or watching a movie. It’s an ideal destination for families, with a zoo, top-notch museums, and a state park. Moreover, Jacksonville is an affordable city with endless possibilities. Whether you prefer the bustling city life or a peaceful retreat by the beach, Jacksonville has got you covered.
5. Gainesville
Located in the northern central part of Florida, Gainesville is a city that offers affordability without sacrificing the perks of living in a larger urban center. Home to the University of Florida and Santa Fe College, Gainesville is a bustling hub in Central Florida where you can enjoy the benefits of city life without breaking the bank. Whether you’re a student or a professional, Gainesville presents an attractive option for those seeking the convenience of a larger city with the cost of a smaller town.
Gainesville boasts a median cost of approximately $295,000, which is below both the Florida and national averages. For those seeking a one-bedroom apartment, the cost is around $1,150, making it a reasonable option. However, the cost of utilities in Gainesville is relatively high.
Living in Gainesville has its perks, and without a doubt, the job market is one of them. The city is currently experiencing an exponential rise in employment opportunities, particularly within the college system. If you’re looking for a job in the Gainesville area, you can rest assured that finding employment won’t be a daunting task.
Gainesville offers a wide range of activities for visitors to enjoy. One can explore hiking trails, public parks, and beautiful lakes. Additionally, there is a fascinating museum that can keep you occupied all day long.
6. Edgewater
Edgewater, a charming town situated on Florida’s eastern coast, is the final destination on our list. With its proximity to Daytona Beach and Cape Canaveral, Edgewater offers an ideal location for those seeking a peaceful yet convenient lifestyle. Moreover, it happens to be one of the most affordable places to reside in Florida.
Edgewater homes have a median price of approximately $305,000. For those who prefer renting, a one-bedroom apartment in Edgewater will cost around $1,280.
If you’re looking for a location that’s convenient for commuting to work, Edgewater might be the perfect place for you. With a low rate of violent crime, it’s a safe and secure neighborhood to live in. Job opportunities abound in the area, making it a great choice for those seeking employment. Additionally, the public transportation system is top-notch, offering an easy and affordable way to get around town.
Edgewater offers a plethora of activities for individuals and families alike. With Orlando only an hour away, and the beach in close proximity, there is no shortage of adventure to be had. For those seeking a more immersive outdoor experience, Edgewater is also situated near some of the top-rated campsites in Florida, providing even more opportunities for excitement and exploration.
7. Dunedin
Dunedin is a town that stands out for its unique charm and affordability. Residents can enjoy a laid-back lifestyle without breaking the bank. Families will appreciate the excellent schools and low crime rate that this city offers.
Currently, the median price of a home in Dunedin stands at approximately $355,000, but it’s important to note that the market is subject to continuous fluctuations. In general, homes tend to sell for around $345,000. If you’re looking to rent, you can expect to pay roughly $1,200 for a one-bedroom apartment in Dunedin.
Living in this town means enjoying exceptional transportation facilities and affordable utility costs. In fact, most expenses here are well below the Florida average, making it one of the most budget-friendly places to reside in the state.
Dunedin is a town that offers a lot of exciting activities to its visitors. You can enjoy the white sand beaches or take a swing at the extensive golf clubs. For those who seek adventure, Dunedin even hosts an annual Scottish Highland Games that both thrill-seekers and kids can enjoy.
8. Kissimmee
If you’re looking for an affordable place to live in Florida that’s conveniently located near the state’s popular theme parks, Kissimmee is a great option. Not only is it one of the cheapest places to live in Florida, but it’s also just a short distance away from Universal Studios and Disneyworld. Living in Kissimmee means you can enjoy the perks of being close to these world-famous attractions without having to deal with the daily stress of navigating through Orlando’s traffic.
In Kissimmee, the median cost of a home is around $367,000, while a one-bedroom apartment typically costs approximately $1,250. Despite being in close proximity to other popular destinations, this price range remains affordable.
Living in Kissimmee is a great option for those who work in the city and want to save on commuting. The city offers a perfect blend of affordability and value, making it a desirable location to live in.
Kissimmee offers a plethora of activities to indulge in. While one can easily drive down to Orlando and explore its attractions, there’s plenty of fun to be had right in this town. With its proximity to the beach, one can relish the sun, sand, and surf. Additionally, there are several scrumptious eateries where you can grab a bite and enjoy a night out with loved ones.
9. Melbourne
Located on the Atlantic coast near Cape Canaveral, Melbourne attracts a diverse range of visitors, from annual tourists to year-round residents. While it has traditionally had an older population, in recent years, younger groups have begun to call the area home.
In Melbourne, the median cost of a home is around $375,000, and you can anticipate paying roughly $1,370, which is comparatively low for Florida.
Melbourne boasts a diverse range of neighborhoods that cater to both younger and older demographics, providing ample opportunities to socialize with people of your age group. Its increasing popularity is a testament to its versatility, making it one of the most sought-after places in Florida.
If you’re looking for a city with endless activities, Melbourne is the place to be. From exploring the zoo to enjoying a theme park or even taking a kayak tour on the water, there’s always something to do and see. By choosing to live in Melbourne, you can rest assured that you’ll never run out of exciting things to do.
10. Cape Coral
Cape Coral, situated in the southwestern region of Florida, is among the most economical places to reside in the state. This city is known for its affordability and is considered one of the cheapest places to live in Florida. Not only that, Cape Coral boasts one of the lowest crime rates in the state, making it one of the safest cities in Florida.
Cape Coral boasts a median home price of around $390,000, which is slightly below the national average. If you’re on the hunt for a one-bedroom apartment, expect to pay around $1,300. One of the perks of living in this area is that there are fewer taxes, allowing you to hold onto more of your hard-earned money. With its welcoming atmosphere and abundance of amenities, Cape Coral is the perfect spot for retirees.
If you’re looking for a place to settle down in Florida, Cape Coral might just be the perfect fit for you. This town’s expenses mainly revolve around transportation and groceries, but they’re still relatively affordable compared to other cities in the state. Plus, if you’re a fan of waterfront living, Cape Coral offers plenty of opportunities to live right by the water. All in all, Cape Coral is a fantastic place to call home.
Cape Coral has earned the nickname “Waterfront Wonderland” due to its vast network of canals, offering easy access to the water. The city is also conveniently located near Disney, making it an ideal destination for families. There are plenty of dining and leisure options within the city, and if you’re a fan of fishing, Cape Coral has got you covered.
Cheapest Places to Live in Florida Methodology
We have compiled a list of the most affordable places to reside in Florida by analyzing housing expenses alongside other living costs. These include groceries, utilities, transportation, and healthcare. To determine housing expenses, we have assessed the median prices of sold homes and median rents between January 1, 2023, and October 15, 2023.
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