Top 13 Cheapest Places To Live in Texas

Top 13 Cheapest Places To Live in Texas (Updated 2023)

Texas has become a highly sought-after destination for families and business professionals looking for an affordable alternative to the expensive western coast. Boasting an impressive history and breathtaking scenery, Texas has also earned a reputation for having one of the lowest costs of living in the country. If you’re looking to relocate to the Lonestar state, this article can guide you in finding the cheapest cities to live in Texas in 2023.

13 Affordable Places to Live in Texas


Breckenridge, a city located in north-central Texas, holds the title of being the cheapest place to live in the state. With a population of approximately 6,000 people, this city has a rich history of being “The Fastest Growing and Busiest Oil City in the United States”. Even today, the local economy is mainly dependent on the oil, gas, and ranching industries. The housing market in Breckenridge is quite affordable, with an average home price of around $127k. This makes it an excellent option for those who are looking for a peaceful lifestyle and are also first-time homebuyers.


Beaumont, a small town situated on the southeastern coast of Texas, is recognized as the second least expensive city in the state. It is located only 45 minutes away from the Gulf of Mexico and boasts of popular tourist attractions such as the Clifton Steamboat Museum, McFaddin-Ward House Historic Museum, and Spindletop-Gladys City Boomtown Museum. The city offers some of the lowest average home prices and rental rates in Texas, making it an ideal destination for those seeking affordable living.

Wichita Falls

Wichita Falls, situated in north-central Texas, is a haven for nature enthusiasts and budget-conscious travelers. The region boasts a plethora of verdant landscapes, offering its inhabitants a serene escape from the hustle and bustle of big cities. Besides, the city’s housing market is incredibly affordable, and its economy is thriving, with minimal unemployment rates. If you’re seeking excellent business prospects without the chaos of urban living, Wichita Falls is the perfect destination for you.


Harlingen, a suburb of Brownsville, is an ideal place for families seeking affordable living in Texas. It’s fondly referred to as the “Tropical Playground of Texas” and offers excellent school systems and various outdoor activities. Harlingen boasts attractions such as the Laguna Atascosa Wildlife Refuge, Lon C. Hills Park, and the Rio Grande Valley Birding Festival. With an abundance of job opportunities from renowned employers like the UTRGV School of Medicine, United Healthcare, and Penske Logistics, residents can enjoy a thriving job market. The low average home prices and rental rates make Harlingen a budget-friendly option for families who value their finances.


Texarkana is an ideal location for students as it not only offers affordable living but also a great environment. The city is famous for its outstanding courthouse and post office buildings and sits right on the border between Texas and Arkansas, with a twin city across the state line. Texarkana boasts two community colleges, a four-year public college, and a state medical school, making it an excellent choice for students pursuing higher education. Moreover, with low crime rates and a low cost of living, Texarkana is an attractive option for students in Texas.


Abilene is a city that has been consistently ranked as one of the best places to live in the United States. Despite having a small-town feel, it offers amenities that are typically found in larger cities, making it an ideal place to reside. The population of Abilene is approximately 125k, with a large number of residents being business professionals. This area is particularly popular among healthcare professionals, financiers, and military personnel, who are attracted to the many job opportunities that can be found here. Some of the major employers in the area include Hendrick Health System, First Financial Bankshares, and the Dyess Air Force Base. With a diverse selection of homes and rentals available, Abilene is an excellent choice for those looking to settle down in a city that offers great business prospects and a low cost of living.


Amarillo, the star of the Texas panhandle, is a city that offers affordable living options. From home prices to local cost of living, everything is relatively cheaper in this sweet southern city. Amarillo is renowned for its business opportunities, education systems, and diverse outdoor activities. The city’s economy thrives in agriculture, medicine, and energy industries, but it also boasts a vibrant artistic community. Cadillac Ranch and the Amarillo Museum of Arts are some of the popular attractions in town. Additionally, Amarillo has a plethora of local sporting events, which means that there is always something exciting going on for everyone to enjoy.


Odessa, a town with a classic cowboy attitude, is one of the most affordable places to live in Texas. With a population of around 112,000 people, the metropolitan vibe of Odessa attracts a younger resident base, making the local community lively and enthusiastic. The city has a thriving local economy, thanks to major employers like Halliburton, Anthem Oil, and Chevron. Despite the city’s economic growth, Odessa’s spirit is still rooted in rodeo, making it a hub for livestock shows, equestrian competitions, and live country music.

El Paso

El Paso, situated on the southwestern border of Texas, is not only the 22nd largest city in the United States but also one of the most affordable cities to live in the state. The city offers average rents and home prices that are much lower than the state and national averages. Its strong job market makes it an ideal destination for those looking for affordable living along with employment opportunities. El Paso boasts some of the best cuisine, culture, and outdoor activities in Texas, making it a well-rounded city that caters to residents of all ages and backgrounds.


Lubbock is an exceptional city that manages to offer both affordability and growth. Its perfect blend of vibrant nightlife, breathtaking natural landscapes, and plentiful job prospects makes it a dream destination for many. If you’re someone who loves the hustle and bustle of a city, Lubbock has a plethora of pet-friendly restaurants, bars, and cafes to choose from. On the other hand, if you prefer the peace and tranquility of countryside living, the numerous parks, rivers, and walking trails will undoubtedly steal your heart. Lubbock is truly a well-rounded city that offers everything without breaking the bank.

Corpus Christi

Corpus Christi is a charming coastal town located a few miles away from the Mexican border. The city boasts of being the most affordable place in Texas for waterfront living. With a population of hundreds of thousands of residents, this vibrant city offers an array of dining options, ranging from international cuisine to mouth-watering steakhouses. Despite its size and diversity, Corpus Christi is still one of the most cost-effective places to reside in terms of home prices and rental rates. The local community is highly enthusiastic and health-conscious, making it an ideal location to stay fit and revel in the Texas heat.


Pasadena, situated just outside of Houston, is an ideal location for commuters seeking affordable living. This city is known for its cost-efficient housing and low living expenses, making it a popular choice for budget-conscious individuals. Despite its proximity to downtown Houston and its urban amenities, such as restaurants, museums, and sporting venues, what truly sets Pasadena apart is its stunning collection of over 47 parks and 14 miles of hiking and biking trails. These lush green spaces offer residents some of the best outdoor recreation opportunities in the state, making Pasadena an excellent choice for nature lovers and outdoor enthusiasts.


Waco, Texas is one of the most affordable places to live in the state, with living expenses that are approximately 10% lower than the national average. It’s a popular destination for tourists, with around 2 million visitors every year. The city’s reasonably priced homes, low cost of living, and economic opportunities make it an attractive option for homebuyers across the country. And let’s not forget about the city’s main draw: Magnolia Market, owned by Chip and Joanna Gaines, which residents are welcome to enjoy.

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