Credit cards may seem like they’re all the same, but that couldn’t be further from the truth. Some credit cards are well worth your consideration, while others are downright disappointing. If you have good credit, you likely have a plethora of credit card options available to you. One card that has piqued the interest of many is the American Express Rose Gold card.
You may be wondering what makes this card so special, especially since American Express is known for its strict credit policies. Even those with a good credit rating have struggled to get approved for an American Express card. If you’re thinking about applying for the Rose Gold card, it’s essential to know what sets it apart from all the rest. Luckily, you’ve come to the right place. Here’s everything you need to know about the American Express Rose Gold card.
Perks of Owning This Card
Fortunately, there are several advantages that come with owning this card. One of the most significant benefits is the ability to prequalify without negatively impacting your credit score. This is an important feature, as it can be frustrating to apply for a card only to be denied and have it appear on your credit report, making it difficult to apply for anything else for several months. Being able to prequalify and have a good idea of your chances of approval is a significant step forward. However, that is not the only potential advantage. Another benefit is the substantial amount of miles you can earn if you spend a significant amount of money. By spending $4,000 within the first three months of owning the card, you can earn 75,000 miles that can be used for hotels and flights to the destination of your choice. Admittedly, this requires a considerable amount of spending, but it could be worth it in the end. If you’re already planning on making large purchases that will amount to around $4,000, putting them on this card and getting something back seems like a smart move. Additionally, the annual fee for this card is relatively low at just $250, which is more than reasonable when compared to other cards that charge twice that amount.
Owning this card has additional benefits besides the cashback. Whenever you shop at a supermarket in the United States, you earn membership points. You earn approximately four points for every dollar spent, which is a highly competitive rate. Additionally, when you dine out, you earn the same number of membership points. The redemption process is easy and flexible, allowing you to use your points for flights, hotel bookings, dining out, and even cocktails at hotel bars. This level of flexibility is rare among credit cards and makes this card stand out from the rest.
One and the Same
It may surprise you to know that the American Express Rose Gold card is essentially the same as the American Express Gold card, with the only difference being the color of the card itself. Both cards are made from metal, not plastic. Many people believe that the Rose Gold card is unique and superior to the Gold card, but that is not the case. There are no additional benefits with the Rose Gold card, only a visually stunning and cool-looking card. However, the American Express Gold card offers substantial benefits, particularly for frequent travelers. Ultimately, the choice between the two cards comes down to personal preference based on the look and feel of the card. If a softer hue and the feeling of a metal card appeal to you, then the Rose Gold option may be the way to go. But if those factors are not important to you, then the standard American Express Gold card is just as good. It’s important to know that despite some confusion, the Rose Gold card doesn’t offer any extra features. Regardless of which card you choose, you’ll still have the advantages of being an American Express Gold cardholder.